By Jeremy Vohwinkle If you worked for an employer that offered health benefits, when you decide to retire early or lose your job, it becomes quickly apparent how valuable that benefit was. Generally, when an employer offers health insurance coverage, the premium costs are split between you and the employer. Whether it is $20 or $300 per paycheck, you’re generally only paying a portion of the... 

You probably relied on insurance when you were working. It was a way to make sure that your family would be able to maintain the lifestyle you worked hard to establish if you died too soon. When you retire, it’s still important to think about your family’s needs and protecting those assets that you intend to pass along after your death. There are several types of insurance you can consider. Health... 

Continuing Health, Dental, Vision or Life Coverage Terms Vest – An employee who has worked long enough to keep benefits, and who contributed to a retirement system, but who is not ready to retire or draw retirement benefits. Non-Vest – An employee who has worked long enough to keep benefits, but who did not contribute to a retirement system. Retiree – An employee who has worked... 

By Julie Mayfield So you’ve worked hard enough and saved enough to retire early. Congratulations! But what to do about health insurance? Medicare won’t kick in until 65 and you will no longer have an employer to supply health insurance. Following these steps will help you to find health insurance for your early retirement. Step 1 Determine your COBRA options If you’ll be retiring early and currently... 

Retirement Planning has become very important and integral part of our financial planning for the future. The way the inflation is moving and the value of your money is depreciating year after year, it is advisable to start planning for your retirement fund as early as possible. What is the best time to start planning?.. Well the time is now. Start planning now if you want to be independent in your...