Payment Protection Insurance, (also known as PPI, Credit Protection Insurance, Loan Repayment Insurance) (NOT to be confused with Income Protection or Credit Card Cover) is an insurance product that is designed to cover a debt that is currently outstanding. This debt is typically in the form of a loan or an overdraft, and is most widely sold by banks and other credit providers as an add-on to the loan... 

You know how it works and you followed all the steps, but your insurer has balked. Here are five ways you can prevent claims problems — and how your employer can help. HMO members know the drill. Got a sore throat? See your primary care physician (PCP). Need an allergy specialist? Ask your PCP for a referral. Having a cyst surgically removed? You make sure you get your health insurer’s...