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iPhone Insurance: A Praise for State Farm

By Kevin Ho I’ve settled into a comfort, perhaps even complacency, with the iPhone of late. I used to be a worrier about not being contactable. When I used to travel I used to fret about not having my laptop along. Now I could care less; I still have access to my email, news and AIM/Gtalk via the iPhone. In fact, my laptop’s power supply has been broken and I am only now getting around... 

Freedom Travel Insurance for Pre-Existing Conditions

* Overview Freedom travel insurance is an insurance company that specializes in offering travel insurance that will protect you, your family and your belongings when you take a vacation. The company is based in Cambridge, UK and offers protection for British travelers taking trips around the world. Check your existing insurance policies before traveling to see if travel insurance makes sense for you. *... 

How Many More Double-Digit Insurance Premium Hikes Can America Take Before We Get Reform?

I can’t think of a state less equipped to deal with major health insurance rate hikes than Michigan, currently mired with – this will not be a typo – 15.6% unemployment. But that’s exactly what they’re getting. In the past few days, 114,000 Michigan households have received bad-news letters from Blue Cross Blue Shield of Michigan, socking individual health insurance subscribers... 

What is the Average Health Insurance Premium?

By Kelly Montgomery This question would be much easier to answer if our health insurance marketplace were not so complex. Unfortunately, the average health insurance premium depends on a variety of factors: Insurance type: There are several different types of health insurance, including job-based coverage, individual policies, and government-funded plans like Medicare. The premium costs associated... 

Mortgages – Information & Tips

Do you really need Mortgage Life Insurance? Should you say ‘No’ to your banks mortgage insurance Before you sign on the dotted line to purchase Mortgage insurance, think twice! While on the surface buying mortgage insurance appears to be a sound decision to protect your loved ones from losing their home in case of death. This may not be financially the ideal way to go if you are really... 

Your Insurance Premiums Can Depend On Your History

By Graham McKenzie Not all people know that their insurance premiums are partly determined by their insurance history. The lack of a current insurance policy or a substantial history of insurance can result in a higher premium when soliciting new coverage. Conversely, continuous coverage can result in receiving lower quotes from other insurance companies when you decide to get more quotes versus just... 

Taking Action against Premium Fraud

By Sharon Carney With insurance costs ranging from 20 to 30 percent of the price of doing business, unscrupulous businessowners will sometimes take drastic measures to avoid paying the true premium on their business insurance policies. Premium fraud occurs when someone intentionally conceals or misrepresents information when obtaining insurance coverage. To prove fraud, it must be determined that... 
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