By Staff Reporter Co-payment, co-insurance and deductibles will be waived for the administration of the H1N1 vaccination. Humana has announced that the company will cover the administration cost of the H1N1 (swine flu) vaccine for all fully insured members including those members who have a benefit plan that excludes immunisation coverage. All co-payment, co-insurance and deductibles will be waived... 

Health Insurance and High Costs If you currently pay for your own health insurance or have in the past, you know that prices are as high as they have ever been. This is a huge problem in the United States, and consumers are searching for ways to ease the pain. During the four year span from 2000 to 2004 the cost of health insurance for workers increased by approximately 36 percent. With that being... 

By Karen Davis, Ph.D., Michelle M. Doty, Ph.D., and Alice Ho Overview The move toward high-deductible health plans (HDHPs) was given impetus by 2003 legislation granting tax preferences to funds set aside to pay for out-of-pocket medical expenses—conditional on enrollment in a plan having a minimum deductible of $1,000 for individuals and $2,000 for families. The major purported advantages of HDHPs... 

By Amy Buttell Crane Health savings accounts Brokers, banks and financial institutions typically administer HSAs for companies and consumers. The IRS has established rules for HSAs, which provide that: • The HSA is a high-deductible health insurance plan with a minimum deductible of $1,050 for a single... 

By Amy Buttell Crane Many consumers find themselves paying more of their own medical care costs as corporations ditch traditional health plans and move toward high-deductible health insurance plans coupled with tax-advantaged health savings accounts. Known as consumer-directed health care, these plans seek to drive down health care costs by...