By Sam Costello For small, expensive, often-dropped devices like cell phones, insurance is becoming an increasingly common add-on purchase. After all, if you spent $300-$400 on a phone, what’s another $50 to ensure that it will keep working for the life of you cell phone contract? Not from Apple or AT&T That thinking – and fear of needing to extend cell phone contracts to get new phones... 

By Glenn Curtis Homeowners’ insurance can be very expensive. Those that live in high-risk areas such as close to major waterways, known earthquake fault lines or other high claims areas will pay the most for coverage. In fact, those in high-risk areas are often forced to pay annual premiums in the many thousands of dollars. But even homeowners in relatively sedate, suburban neighborhoods (with... 

By Catey Hill The cellphone falls into the toilet. Your daughter gets the flu the day before you were leaving on safari. Your dog tears his ACL wrestling with another pooch. At any time, the events and accidents of daily life can threaten to put a serious crimp in your style – and a dent in your wallet. Good news: There’s insurance for that. The market has exploded recently for what are called... 

By Kim Komando So there you are, rushing to catch a plane. You’ve got an important presentation on your laptop PC, along with sensitive company and personal information. And then, suddenly, it’s gone. Either you’ve lost it, or it’s been stolen. Now you’re in a real jam. Airports and hotels are favorite places for thieves. Laptops disappear from both and that’s... 

By Insure.com It’s a problem you don’t want to have: A relative dies and you have no idea which company holds his life insurance policy. Where do you begin? And if you can’t find the life insurance policy right away, can you still collect the death benefit in the future? It’s a problem you don’t want to have: A relative dies and you have no idea which company holds his... 

By Karin Price Mueller Managing your company’s cash flow is a tough task when you’re not sure your clients will pay what they owe. Rather than take a chance, consider credit insurance. Credit insurance policies cover your accounts receivables, insuring your business in the case of non-payment. You tell the insurance company which accounts you want to cover, and you’d pay a monthly premium... 

By Jeremy Vohwinkle If you worked for an employer that offered health benefits, when you decide to retire early or lose your job, it becomes quickly apparent how valuable that benefit was. Generally, when an employer offers health insurance coverage, the premium costs are split between you and the employer. Whether it is $20 or $300 per paycheck, you’re generally only paying a portion of the...