You can’t change many of your risk factors. But you can save money by taking advantage of discounts that insurers offer for behavior that lowers your risk. That could be anything from driving less than the average number of miles per year to quitting smoking. Certain types of people — senior citizens, for instance — also are eligible for price cuts. You’ll also save by installing... 

There is one way to discount your auto insurance cost, which doesn’t put you at risk. However, this only applies under certain circumstances. You may qualify for auto insurance discounts and should ask about them if you: Have a car with ABS brakes Have airbags Have an anti-theft system Drive low mileage Have daytime running lights Maintain good credit  Read More →