By KEN BELSON For many drivers, trying to figure out where auto insurance premiums are headed is like trying to catch butterflies: just when you get close, they fly off in another direction. Many indicators that analysts typically use to forecast premiums have been in flux. Highway miles driven nationally have risenbut not as much as last year, and the millions of unemployed drivers are using their... 

By Karin Price Mueller Managing your company’s cash flow is a tough task when you’re not sure your clients will pay what they owe. Rather than take a chance, consider credit insurance. Credit insurance policies cover your accounts receivables, insuring your business in the case of non-payment. You tell the insurance company which accounts you want to cover, and you’d pay a monthly premium... 

By LaToya Irby, About.com Guide Credit scores are used to approve many of your applications, from credit cards to loans and sometimes even employment. Who knew insurance companies would use your credit score to price your insurance premiums? Auto insurance, homeowner’s insurance, and renter’s insurance all look at your credit score as part of the criteria for deciding how much you should pay for... 

The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Credit insurance protects the loan on the chance that you can’t make your payments. Credit insurance usually is optional, which means you don’t have to purchase it from the lender. In fact, the Federal Trade Commission (FTC),... 

Can Credit Rating Affect your Insurance Premium? Many people still think that credit scores only come into play when you apply for a car loan or a mortgage to buy a home. However your credit history might be also the reason you are probably paying a higher insurance premium for your car or house insurance than your friend or neighbor living down the street for the same type of... 

IFRS: How is credit insurance considered in IFRS? Following an IASB amendment regarding IFRS 4 Insurance Contracts and IAS 39 Financial Instruments, credit insurance contracts can be accounted for under the Standard for Insurance Contracts (IFRS 4).This will be reviewed in phase 2 of the IASB project. Insolvency: When does insolvency occur? Credit insurance covers against the risk of not getting paid... 

Credit Insurance: What is it? Trade credit insurance insures suppliers against the risk of non-payment of goods or services by their buyers. This may be a buyer situated in the same country as the supplier (domestic risk) or a buyer situated in another country (export risk). The insurance covers non-payment as a result of insolvency of the buyer or non-payment after an agreed number of months after...