It may come as a shock to male drivers, especially those who assert vehemently that women are clumsy and therefore dangerous drivers that most accidents are caused by men. In a survey conducted by the reputable charity Brake, only 46% of the people thought that men were poorer drivers, and 42% believed that men and women are in fact equally prone to get into accidents. Home Office statistics show... 

A laptop is probably one of the most vulnerable pieces of equipment one owns today. Its very function (i.e. mobility) makes it more liable to fall, get stolen or damaged in multitude of ways (e.g. common place spills of coffee on a busy office table). A casual look at a property crimes log for any metro reveals that laptops are unfortunately one of the highest stolen type of items. According to... 

By Hayden Krueger For some of us it is absolute fun to drive a fast car and zip around the town. However, hunting for lower Auto Insurance rates could be an uphill task. Insurance companies generally charge high premiums for fast, flashy cars. Auto insurance companies are justified in doing so because drivers of fast cars are usually aggressive and fast. Though they could be amazing drivers, the risk... 

By LaToya Irby, About.com Guide Credit scores are used to approve many of your applications, from credit cards to loans and sometimes even employment. Who knew insurance companies would use your credit score to price your insurance premiums? Auto insurance, homeowner’s insurance, and renter’s insurance all look at your credit score as part of the criteria for deciding how much you should pay for... 

By Vinay Garg 1. Mortgage payment protection insurance This sounds great in theory – your mortgage is covered if you are unable to work for a period owing to illness or unemployment. Thankfully, these policies are optional, which is just as well since they are exorbitantly expensive. For every pound policyholders spend on this cover, typically less than 20-25p is paid back in claims. The upshot... 

By Jay MacDonald When Shakespeare observed, “What fools these mortals be,” he easily could have been referring to our tendency to buy unnecessary or downright useless insurance. Granted, some insurance coverage is absolutely necessary, including home, health, auto, life and long-term disability. Ignore these at your peril. But on more than a dozen policies — especially narrowly... 

I was recently rear ended and the other guy’s insurance company wants to total my car. I want to keep the car because it is still driveable. They told me I have to get a salvage title in order to get the money for the damage. What are my options? When your car is totaled, the insurance company has an obligation to “make you whole,” as that is defined in the policy. This essentially...