What is cancer insurance? Cancer insurance conceptually is very simple. Benefits are paid directly to you regardless of any other insurance you may have. You can then use the benefits to help pay for all of the extra costs associated with your cancer treatment. Cancer insurance policies supplement existing health insurance policies or income. Why purchase cancer insurance? The National Institute of... 

By Jay MacDonald When Shakespeare observed, “What fools these mortals be,” he easily could have been referring to our tendency to buy unnecessary or downright useless insurance. Granted, some insurance coverage is absolutely necessary, including home, health, auto, life and long-term disability. Ignore these at your peril. But on more than a dozen policies — especially narrowly... 

Health insurance options for college students Many college students find themselves needing medical care when they do not have insurance because of the cost of insurance premiums. The American College Health Association has recommended that students be required to have health insurance coverage. Students need to know there are options for getting health insurance and that coverage is critical in case... 

Federal laws protecting continuation of employer-sponsored health insurance coverage There are federal laws which give people the chance to continue employer-sponsored medical insurance coverage when a person experiences a “qualifying event” (defined under “COBRA” below). There are no laws that guarantee the right to adequate or affordable medical insurance coverage. COBRA... 

As a cancer patient, you may have financial resourcesavailable to you, including health insurance, government programs, disability benefits, aid from voluntary organizations, and living benefits from life insurance policies, including viaticals (viaticals are explained later on in this document). If you have no medical insurance, there are other options. Private health insurance Health insurance coverage... 

By Anna Werner Will your insurance company pay for the treatment your doctors recommend? They may not. That’s what a single mother from Chico said she found out. In late April, Shelly Andrews-Buta was scheduled to undergo treatment for breast cancer that had spread to her brain, threatening her life. The experience has been emotionally devastating. “I have two beautiful children, you know,... 

What is “Cancer” Insurance? As its name implies, cancer insurance provides benefits only if you are diagnosed with cancer (as defined by the terms of the policy contract). These policies offer limited benefits for the actual diagnosis, and/or treatment of cancer. Cancer insurance policies may offer a lump sum benefit upon diagnosis. However, most cancer policies provide benefits based upon specified...