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Protect Your Business with Credit Insurance

By Karin Price Mueller Managing your company’s cash flow is a tough task when you’re not sure your clients will pay what they owe. Rather than take a chance, consider credit insurance. Credit insurance policies cover your accounts receivables, insuring your business in the case of non-payment. You tell the insurance company which accounts you want to cover, and you’d pay a monthly premium... 

How To Find Low Cost or Discount Pet Insurance

One common law among consumers is that you will want to obtain the most out of your money. And with it, spend the least amount possible. A discount pet insurance might help you if you are in the search of an insurance plan for your pet. A low cost pet insurance focuses on that niche of the market who wants to have a health insurance for their pets but don’t... 

Insurance policy missing? Collect anyway

By insure.com Old life insurance policies don’t go away — especially if they’re whole life and fully paid up. If you’re the beneficiary of one, here’s how to track down a policy and claim your money. A relative has just died. He had a life insurance policy with you listed as the beneficiary. There’s just one problem: You can’t find it. And you have no idea... 

Options for Rear Ended Cars

I was recently rear ended and the other guy’s insurance company wants to total my car. I want to keep the car because it is still driveable. They told me I have to get a salvage title in order to get the money for the damage. What are my options? When your car is totaled, the insurance company has an obligation to “make you whole,” as that is defined in the policy. This essentially... 

Umbrella Business Insurance

Why would you need umbrella business insurance? Nobody knows what might happen the next day. It could be a natural disaster, terrorist attack or a big law suit. In any case the results would be devastating for a small business, laving it almost bankrupt. In such cases umbrella type small business insurance is the perfect solution, providing coverage when your typical business insurance policy is... 

Financial Planning For Dogs And Cats (Part 2)

By Sheyna Steiner Laurie Channer, a pet owner in Chicago, says that over the past five years since she adopted her beagle mix, Marley, her pet health insurer, VPI, has reimbursed her thousands of dollars. More recently, Marley had a lipoma tested along with a blood test as a precaution for dental cleaning. The cost to Channer at the time of service was $578.23. VPI reimbursed her $216.10. So Channer’s... 

Financial Planning For Dogs And Cats (Part 1)

By Sheyna Steiner Pets have numerous redeeming qualities. Studies show they lower blood pressure, and owners can attest that their pets provide emotional support and endless entertainment. As a trade-off for their many positive qualities, pets also require a lot of care and devotion throughout their lives. And Americans do care. They spent more than $43.2 billion on pets in 2008, according to a recent... 
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