By Janet Tobiassen Crosby, DVM Shopping for health insurance, whether for humans or pets, is confusing. So many options. So many exclusions. We can’t predict the future — what plan will best suit our needs and grow with us? Asking questions is the first step to ruling out plans that won’t work and finding plans that will. Assistance with finding a health plan that offers the best... 

Adventure sports travel insurance is essential for cycling holidays. Find out what sports insurance is required and whether a basic or specialist travel policy is best. Cycle insurance for an activity holiday is not just a matter of protecting sports equipment against damage or theft in transit. Active travellers need to be adequately covered when participating in potentially hazardous sports and the... 

By Colin Shek Gap year student claims rocket in past six months with medical costs rising 52% and value of claims up 658%. The number of travel insurance claims made by gap year students has increased by more than half compared to a year earlier, according to one insurer. Travel insurance providers Essential Travel said the number of claims on their backpacker insurance policy leapt by 61.4% from... 

Have you ever had the urge to jump from an airplane with a parachute strapped to your back for the sheer thrill of it? Did you ever wonder what it might be like to ski a D23 slope in the Swiss Alps? Does the thought of crossing the Sahara on camel back really get your heart pumping? If you’ve answered yes to any of these questions, the spirit of adventure is strong with you. On your next expedition... 

By Paul Sullivan My column on the costs of pets apparently struck a chord last week with readers. There were a fair number of e-mails from people who thought that the points I made were valid but the costs I cited were too high. This may be true, but how people view pet care costs is a bit like how they see a mortgage payment: both are relative to a person’s income. Several other readers felt that... 

In the event that one talks about protecting one’s personalised possessions, this is when laptop insurance comes in. Almost everyone who is working in today’s times possesses a laptop and therefore the laptop generally includes a wholevariety of information that probably none among us would like to lose.This kind of related information varies from information needed for you to work including very... 

Claims Notification and Requirements: This section will outline the rules set by your particular laptop insurance company as to how you are to notify them if you need to make a claim. Don’t just assume that you just make a phone call and that’s it. Technically you must follow the rules as outlined in the conditions of your policy. They may state that you must notify them by telephone as well...